Consider your driving record as a report card for your car insurance in Ontario. The insurance companies act as teachers who grade this report card. They evaluate your driving record to determine your level of responsibility and safety. If your driving record is spotless, you will likely be the favoured student, benefiting from lower premiums and superior coverage. On the other hand, if your driving history has issues, you may encounter higher premiums and less favourable coverage options. Reviewing an ambitious record is as straightforward as drinking water.
What things are Included in your Driving Record Ontario.
The following information will be included in your driving record.
- License number
- Date of birth
- License Class
- License status
- Expiration date
- Earliest license date available
- Traffic Violations
- Conditions endorsements for driving
- Suspension of your license
- Any speeding ticket
Getting a Driving record in Ontario
Following these simple steps, getting a driving Record in Ontario is easy.
1) Different Types of Driving Records in Ontario:
The most crucial step in obtaining your driving record is to select the correct one. In Ontario, five types of driving records will provide you with information related to your driving history.
- 3-year driving record: This record is primarily requested by employers and is also known as a driver’s abstract. It includes active and non-active fines, convictions, license suspensions and reinstatements, and speeding tickets under the Highway Traffic Act from the past three years.
- 5-year driving record: This long-term driving record displays all the information from the 3-year history but for five years. The only new addition is data showing any criminal activity you may have engaged in over the last five years. Insurance companies primarily need this when you are purchasing insurance from them.
- License history Record: This type of record shows that you are well-educated with driving experience, proven by your driving license. It indicates that you have completed driving school. It contains all past driving license replacements, renewals, and changes. Your residential address will also be included if you have it in an email or fax.
- Extended Driving Record: Your extended driving record is similar to your three-year driving record, except it includes any activities covered by the Criminal Code of Canada for your driving history.
- Complete Driver Record: This includes all suspensions, reinstatements, license suspensions, replacements and renewals, home addresses, traffic violations, speeding tickets, and your demerit points under the Criminal Code of Canada and the Highway Traffic Act throughout your life.
Select the type of driving record you need according to your requirements. But remember, these are only for personal cars. If you are involved in Uber or any commercial driving like a truck or bus, you must obtain a CVOR certificate proving your service.
2) Selecting certified and uncertified driving records.
Choosing between a certified and uncertified driving record depends on your specific needs.
A certified driving record is an official document that courts and other authorities recognize. It is typically used for legal proceedings or official purposes, such as job applications requiring a clean driving record.
On the other hand, an uncertified driving record is not an official document and is typically used for personal purposes. For example, check your driving record to see any points or violations.
Selecting the type of driving record that best suits your requirements is crucial. If you’re unsure, seeking advice from a legal professional or the agency providing the driving record may be helpful.
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3) Applying for your driving record in Ontario.
There are three different methods to obtain your driving record, but remember that you cannot receive an extended and complete driving record online due to security and privacy concerns. You will need to get these in person. The three methods are:
- In Person: To obtain your record, visit the Service Ontario site and get your document to the specified location. However, make sure to call and book your appointment at least four days in advance, which is free. The payment will be made there. NOTE: Only cash and debit cards are accepted for payment.
- Online: To obtain your driving record online, you will need certain information, such as your name, address, phone number, and driving license number, which you will submit on the Ministry of Transportation’s site. NOTE: Only credit and MasterCard are accepted for payment.
- Email or Fax: To obtain your driving record via email or fax, download this form and submit it correctly. After submission, fax or mail it to the Ministry of Transportation’s address.
Ministry of Transportation
Information Services Office
Information and Data Retrieval Unit
87 Sir William Hearst Avenue
What are the fees for a driving record in Ontario?
If you apply for a certified record, the fee is $18, whereas for an uncertified record, it’s $12. The fees for obtaining a complete driving and Extended Driving Record differ, with $54 for a certified record and $48 for an uncertified one.
You will receive your driving record via Canada Post within 12 to 15 business days. In case of a delay, you should contact the Ministry of Transportation.
If you obtain your driving record in person, you will receive it immediately. Remember, these fees and procedures are designed to ensure the security and privacy of your personal information.
What is driver abstract ontario?
In Ontario, a driver abstract is a comprehensive snapshot of your driving history. This official record, maintained by the Ontario Ministry of Transportation, includes critical information such as your details, license status, demerit points, credit scores and any driving-related convictions or suspensions. Accessible via Service Ontario centres or online platforms, a driver abstract is vital for various purposes, including obtaining insurance quotes, verifying employment, or keeping personal records. It’s an invaluable tool for individuals to stay updated about their driving record and clearly understand their driving history in Ontario.
How do I get a driver abstract in ontario?
As for obtaining a driver abstract service in Ontario, it’s similar to getting a 3-year driving record. Both provide the same type of information and record. You must choose between a certified or uncertified record and apply online, in person, or by mail. You’ll receive your driving record in about 15 business days if you use it online or by mail. You’ll receive it in about 5 minutes if you apply in person.
Do tickets appear on my driving record?
Regarding tickets on your driving record, parking and red light tickets usually don’t appear, but speeding tickets often do. Your driving record is likened to a report card for your driving behaviour. While parking tickets might be overlooked, speeding tickets can leave a lasting impression. So, the next time you’re on the road, remember that your record narrates the tale of your driving journey. Stay safe, adhere to the rules, and enjoy a clean driving record!
Impact of Driving Record on Premiums and Coverage
Ladies, fasten your seatbelts because here’s the truth about how your driving record affects the amount you pay for insurance. A spotless record is like a discount coupon for an excellent premium. Insurance companies appreciate good behaviour, so if you’ve been taking the driving test of life, you’ll enjoy the rewards.
Conversely, a less-than-perfect driving record in Ontario might lead to an undesirable outcome. If you’ve been reckless or involved in minor accidents, those premiums might rise like the latest fashion trends.
And coverage? It might not be as extensive as you’d prefer. So, remember, an excellent driving record isn’t just about impressing your friends; it’s about saving a significant amount of money and ensuring you’re covered when life throws a curveball. Connect with an insurance provider so you can get the maximum knowledge.
How Insurance Companies Use Your Driving Records History.
Hello, trendsetters of the road! Have you ever wondered what happens behind the scenes when insurance companies assess your driving history? Well, fasten your seatbelts because it’s time to reveal the truth. Your driving record isn’t just a nostalgic trip down memory lane; it’s a goldmine of information that insurance companies use to predict the future – well, your insurance future.
Insurance companies analyze your driving record to assess risk. They want to know if you’re a smooth operator or a wildcard on the road. The more incidents on your record, the riskier you may appear, which can lead to higher premiums. It’s like a fashion designer predicting the next big trend – they look at past patterns to anticipate what’s coming. So, keep those records polished because a shining history could be your ticket to insurance success!
Arjun Mano is the driving force behind the Ontario Insurance Hub. With a deep-rooted passion for insurance and finance and over 15 years of experience in the field, Arjun brings a wealth of knowledge to his role as an Insurance Expert and Finance and Insurance Content Writer.