In Ontario, winter tires are not only recommended but also incentivized by insurance companies. Since January 2016, the Ontario government has required insurance companies to offer drivers a winter tire insurance discount. This discount aims to promote safer driving during winter when road conditions can be treacherous.
Installing winter tires on your vehicle can greatly improve traction and control, ensuring better handling and reducing the risk of accidents. Also, you will get Insurance discounts if you use winter tires. It is important to note that using all four winter tires is crucial for optimal performance and safety. By law, failing to use them during the designated winter season, typically from November to March, can result in a fine of approximately $200.
Moreover, having winter tires becomes even more important if you are an Uber driver or regularly use ride-sharing services. As a responsible driver, you must prioritize your safety and your passengers’ safety. The enhanced grip of winter tires can help prevent skidding and increase overall vehicle stability, resulting in a smoother and safer ride.
What is the best time to get a discount on Winter tires?
Ontario insurance companies offer winter tire discounts from November 1 until April 1. The discount percentage usually ranges from 2% to 5%. Getting a deal on winter tires can provide several benefits. Firstly, it encourages drivers to take proactive measures to ensure their safety and that of others on the road. Secondly, the discount incentivizes more drivers to invest in winter tires, thereby reducing the overall risk of accidents during the winter season.
When should I put on winter tires in Ontario?
In Ontario, it is recommended to install winter tires on your vehicle when the temperature consistently drops below 7 degrees Celsius. All-season or summer tires lose effectiveness at this temperature as the rubber hardens and traction decreases.
Insurance companies have specific dates for installing winter tires to qualify for the discount:
- Aviva: December 1st
- Economical: November 15th
- Gore Mutual: November 1st
- Intact: December 1st
- Jevco: December 1st
- RSA: December 1st
- Travelers: November 1st
Adhering to these dates will ensure you are eligible for the winter tire insurance discount these companies offer while providing maximum safety during the winter months.
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When to take off winter tires in Ontario?
Removing winter tires when the temperature consistently rises above 7 degrees Celsius and the winter season is ending is recommended. The designated dates set by insurance companies for removing winter tires are as follows:
- Aviva: March 31st
- Economical: March 31st
- Gore Mutual: April 1st
- Intact: March 31st
- Jevco: March 31st
- RSA: March 31st
- Travelers: April 1st
Switching back to regular tires after the winter season ends not only ensures better fuel efficiency but also prolongs the life of your winter tires. Storing your winter tires correctly can also help maintain their performance and longevity.
Is it mandatory to use winter tires in Ontario?
It is not mandatory to use winter tires in Ontario; however, it is highly recommended. Using winter tires significantly improves vehicle handling and safety during winter road conditions. Installing winter tires reduces the risk of accidents, provides better traction, and enhances overall driving control. While not mandatory, the winter tire insurance discount offered by insurance companies incentivizes drivers to prioritize safety and invest in winter tires.
Winter Tires vs. All-Season Tires
Contrary to popular belief, all-season tires are less effective in extreme winter conditions. All-season tires are designed to perform adequately in various weather conditions, but they lack the specialized features that make winter tires more effective in snow, ice, and cold temperatures.
Winter tires are specifically designed with softer rubber compounds and unique tread patterns that provide better grip on cold surfaces. They are engineered to channel snow and water away from the contact area, minimizing the risk of hydroplaning and enhancing traction on slippery roads. Choosing winter tires over all-season tires is essential for optimal safety and performance during the winter season.
Can we Install used winter tires in Ontario?
In Ontario, it is permissible to use used winter tires as long as they meet specific criteria outlined by regulations. These criteria include a minimum tread depth of 3.5 millimeters across the tread width and the display of either the three-peak mountain snowflake symbol or the M+S (mud and snow) designation.
While purchasing used winter tires can be a cost-effective option, it is crucial to thoroughly inspect them for wear, damage, and overall condition. Ensuring that used winter tires meet the necessary safety standards guarantees their effectiveness in providing the required traction and safety on Ontario’s winter roads.
What are the best winter tires in Ontario?
Several winter tires are available in the market, but here are some top recommendations for Ontario:
- 225/65r17 winter tires
- 205/55r16 winter tires
- 195/65r15 winter tires
- 235/65r17 winter tires
- 235/60r18 winter tires
- 215/60r16 winter tires
- 205/16r16 winter tires
- 215/55r17 winter tires
It is important to note that the ideal size of winter tires for your vehicle may vary. Consult your vehicle’s manual or a tire professional to determine the most suitable winter tires for your car model.
Faqs:
No, it is not recommended to use winter tires year-round. Winter tires are designed specifically for cold temperatures and winter road conditions. Using them in warmer weather can cause them to wear out prematurely and reduce fuel efficiency.
Winter tires should be stored in a cool, dry place away from direct sunlight. Keeping them indoors, such as in a basement or garage, is best. Tire bags or tire racks can protect and organize the tires.
While it is technically possible to drive with winter tires in the summer, it is not recommended. Winter tires have a different rubber compound and tread pattern optimized for cold temperatures and snow. Using them in hot weather can cause excessive wear, reduced handling, and decreased fuel efficiency.
Putting on winter tires is essential for maintaining optimal traction, control, and safety on winter roads. Winter tires are designed to handle cold temperatures, snow, and ice, providing superior grip and reducing the risk of accidents. Investing in winter tires can greatly enhance your driving experience during the winter season.
While using winter tires in Ontario is not mandatory, it is highly recommended. Winter tires significantly improve traction, control, and overall safety on winter roads. Using winter tires reduces the risk of accidents and ensures better handling during challenging weather conditions.
Arjun Mano is the driving force behind the Ontario Insurance Hub. With a deep-rooted passion for insurance and finance and over 15 years of experience in the field, Arjun brings a wealth of knowledge to his role as an Insurance Expert and Finance and Insurance Content Writer.
